Hadn't been updating my blog for a while.
Been really busy in school!
Had been waking early for morning classes and today was two sessions.
Had quite a lot of updates!!
First of all, I wanna talk about the Debit card + Membership card benefits!!
LOL :D
I've cancelled some debit cards and got myself new debit cards!
The new UOB Direct Visa Debitcard.
The benefits include NetsFlashPay services, CEPAS (Ezlink+ERP), UOB Smart$ Rebate programme on top of the NEts,Visa transactions.
Recently there's this NetsFlashPay scheme to earn Linkpoints.
As you know NetsFlashPay(The revamped and modern Cashcard!) You can use it to purchase items at the listed merchants, use as Ezlink function, ERP and Carpark.
Hence my UOB Direct Debit Card is ALL-IN-ONE! :)
If I use as Ezlink, it's convenient that I DO NOT need to bring an extra CEPAS card with me liao.
If I use as NetsFlashpay, I can earn linkpoints (Every $30 top up = 1Linkpoint - Better than nothing LOL)
If I use as Visa card, I can enjoy the Smart$ rebates, and Cathay I enjoy $6 movie ticket on weekdays and $8 for weekends!
And also I chose DBS Takashimaya Debit Card instead of the DBS Debit Card(Newly Launched, 0.3% worldwide/islandwide transactions quarterly cashout on rebates - Same as the Takashimaya Debit Card except for the Takashimaya benefits).
The Takashimaya Debit Card offers 3% voucher rebates for all PURCHASES in Takashimaya DEPARTMENTAL Stores. AND, 0.3% worldwide/islandwide transactions quarterly cash out on rebates on ALL PURCHASES made by visa, online, phone or mail transactions.
So long it is PURCHASES. So ALL purchases GOT 0.3% "instant discount" after those necessary discounts. At GV can get $8 movie ticket on weekends too!
Then the NTUC Fairprice Plus Debit Card with a highest bank savings acct interest rate is my ALL TIME FAVOURITE. I signed quite a long time ago like 3 years back. The interest rate used to be 1%. But now they have revised the interest rate.
But one very good point about this Fairprice Plus Savings Account is that:
-No ATM card issued hence you get a Free Visa Debit Card for nets and visa transactions.
-You can do deposit and withdrawal at ALL OCBC branches,ATMs islandwide.
-You DO NOT need to maintain a minimum balances in your savings account. (For adults above 21, EVERY Bank got minimum balances requirement rite?!!)
-It is totally FREE.
-It has Internet Banking and Statements to be sent to your mailbox.
-YOU EARN LINKPOINTS without paying the NTUC linkpoints membership fees.
-Every $1 you spend you earn 2Linkpoints at certain outlets, or $2 to earn 1Linkpoint.
-With Linkspoints you can redeem vouchers!
E.g My favourite Jacks place voucher/Crystal Jade Voucher or you can choose to use as CASH to pay for your groceries at NTUC too!
This card also offer 12% discount at Caltex Petrol Station with additional Star points added to your Caltex Star card.
I love this card man! :D Totally Awesome!
Above mentioned are all DEBIT CARDS only leh! :D

Of cos if got Free membership, SIGN!
If not accumulation of receipts to exchange for a card is fine too!
But those need to pay one ah, I don't recommend lah. LOL.
Bargain + Budget Queen mah.
Tangs Card - Accumulated $150
6-12% Cash Rebates when you shop in Tangs! I don't buy things there except for cosmetics! But good enough though, I can always offset the $ in my next purchases!
John Little Card - Got it Free.
3% Cash Rebate! And sometimes 20% Storewide for John Little card members!
Watsons card - Well I bought it at $5 for the card cos I felt it's pretty reasonable!
For every 20points in your card. You can deduct $1 for your purchase.
And you earn 1Point for every $5 Spent.
I can buy Hairdye, Toiletries and stuff like cotton bud & cotton pad...etc
Actually I still have A LOT of membership cards. LOL
Thai Express, Xin Wang Cafe, Jacks Place, TCC, Popular Bookstore, Ikea, Monsoon Hair Salon Vip Card,PartyWorld KTV, Ringo HelloKitty Card,GV member card.... Eh mention until tmr. LOL!
Next on list CozyCot Free Samples!!
You know the samples redemption is only Mon-Thu 12pm-1pm or 6pm-7pm.
I went this evening, despite of walking one big round to reach.
I reached at 5.50pm.
You know what, the office girl answered the voice intercom and SHE ASK ME TO STAND THERE AND WAIT FOR THE WHOLE 10MINUTES.
Just because their clock is 5:50PM!
WTF.
No seats hence I stood there for TEN MINS LOR!
WTF!
I saw this PINK LIFT! So nice!


These are the samples I got! :D
Soo Kee Jewellery sponsored this lovely Xmas tree!

My X'mas Blend from Starbucks. It's Complimentary~!! WoOHOo!!
It's black Coffee though, what a good stuff for an early morning!
Haha, Keeps me AWAKE for my lectures.

How thoughtful and sweet of Starbucks right!!! :)

This Wanton Mee is $3.00!! Can you believe it, it is CHEAP lah - IN ORCHARD AREA!
And on top of it, it is supa delicious! I ate this for consecutive THREE DAYS! haha.
It is located just below my school. FYI my school is at Starhub Centre - Kaplan :)

10 CENTS Tissue eh! haha

This is the FIRST ever cup of Latte in My Life! :)
I've mad cravings for COFFEE man! Those who know me should know I Don't Drink Coffee!
Lol. But recently I think i've been in love! with COFFEE.
All kinds!
Caramel Frappucino, Caramel Latte, Latte, Java Chips, Black Coffee, Home made Nescafe by myself and also the Nescafe Collagen Coffee.....etc.
Who wants Coffee, Jio me ah! Lol.